Tool 3 of 4
Your financial health, graded.
Answer one question at a time. We’ll give you a letter grade across eight dimensions and a ranked next-steps list.
Eight categories, weighted to reflect what actually moves the needle for most households: emergency fund, debt, retirement, insurance, estate, tax, diversification, and cash flow.
How you’re doing
A weighted composite of eight dimensions. Higher-impact areas (retirement, debt, emergency fund) get heavier weights.
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Score: — / 100
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Strength profile
Top three next steps
Pulled from your weakest categories, in order of impact.
Want a personalized plan?
This grade is a starting point. A Balance Wealth advisor can turn it into a written plan with specific account-level recommendations.